Documents For: Alternative Banking

Federal Budget Resoluton

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WHEREAS the federal government belongs to all the people,  and WHEREAS the federal government creates all of the dollar currency used by all the people, and WHEREAS all of the dollar currency so created belongs to the public commons until it is deposited in a commercial bank, and WHEREAS the federal government can provide funding to employ the […]

Public Banking Institute (PBI) — Banking in the public interest

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Don’t have a public bank? Contact the Public Banking Institute to find out how you can start one in your community. The Public Banking Institute (PBI) was formed in January 2011 as an educational non-profit organization. Its mission is to further the understanding, explore the possibilities, and facilitate the implementation of public banking at all […]

A Public Dialogue on Sovereign Debt Forgiveness

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I sent the following letter to President Obama and Secretary Clinton on the 21st of May. I would like to ask all of you in the Alternative Banking group to offer your professional opinions on the potential long-term economic effects of implementing such a proposal. And, if like me, you believe these long-term effects would […]

Usury Laws – research – v.2 (work in progress)

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USURY LAWS – Alternative Banking Group report Version 2 – Antonia Loconte, 3/28/2012 (tonialoconte@msn.com) Summary: State usury laws offer less protection to consumers than they did in the past, due to legal developments over the last 30 years.  It could be beneficial to strengthen them again, if there were ways to ensure that consumers could get the […]

Usury Laws – Alternative Bank Group report – 3/18/2012 (part of larger “legislative agenda” effort; work in progress)

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USURY LAWS – Alternative Banking Group report Antonia Loconte, 3/18/2012 (tonialoconte@msn.com)   Summary: State usury laws carry less weight than they did in the past.  It could be beneficial to restore their importance, if there were ways to ensure that consumers could get the credit they need to acquire basic necessities (or some other means […]

The Nature of Money

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While there is significant attention being paid to creating a public banking system, that doesn’t really get to the heart of the problem. Money is not a commodity. It is a contract. A promise. If you give someone a piece of paper that says redeemable for one ounce of gold, IOU, guaranteed by the taxpayers, […]

Notes from Alternative Banking Meeting of Tuesday 12-06-11

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Notes from Alternative Banking Meeting of Tuesday 12-06-11 Held at 45 East 20th Street- Office of Independent Diplomat  Executive Summary:  Representative of the New York Times was on hand.  Short background filming of the group was permitted.  Voluntary interviews were conducted apart from the group.  More in-depth discussion of possible structures for any desired financial […]